Title policies are written on the basis of public records and other records that impart which type of notice?

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Constructive notice is the idea that information recorded in public records is considered to be known by everyone, even if no one personally learns it. Title policies rely on public records and other documents because those records create a notice to the world about interests that affect the property—such as liens, encumbrances, easements, or restrictions. The law treats these recorded items as if everyone has knowledge of them, which is why the title insurer can rely on what the public records reveal. This is different from actual notice, which would be direct, personal knowledge. The other terms aren’t the standard way title information is conveyed, so constructive notice best explains why title policies are written based on public records.