The statement of identity captures which information?

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The statement of identity is used to surface matters that could affect title by revealing encumbrances and ownership issues tied to the buyer. It captures liens or judgments against the buyer because those secured claims can cloud or attach to the property if not cleared at closing. It also captures bankruptcies or probates that may affect title, since such proceedings can change who has an interest in the property or impact the ability to transfer clear title. The buyer’s credit score isn’t part of this document, as it concerns creditworthiness rather than title transfer. So the information that matters for title and escrow purposes includes both liens or judgments and bankruptcies or probates.