The government agency responsible today for promoting adequate and affordable housing, economic opportunity, and a suitable living environment free from discrimination is which entity?

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HUD is the federal department dedicated to promoting adequate and affordable housing, economic opportunity, and a suitable living environment free from discrimination. It carries out this mission through affordable housing programs, community development initiatives, and enforcement of the Fair Housing Act to prevent discrimination in housing. The other options don’t fit because they’re either laws or former/other agencies: the National Housing Act is a statute, not an agency; the Home Owners’ Loan Corporation was a Depression-era program that no longer exists; and the Federal Housing Finance Agency regulates Fannie Mae and Freddie Mac rather than running broad housing and fair-housing programs.