A clause in the lender's note that allows the lender to call the loan due and payable in the event of a transfer of title is alienation or

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This question tests how a transfer of title affects a loan and what the lender can do as a result. When ownership of the property changes hands, a lender may include an alienation or due-on-sale clause that gives the lender the right to declare the loan due immediately. The act of making the loan immediately due is called acceleration—the loan balance is accelerated to be payable at once rather than on its original schedule. So the concept here is the lender’s right to speed up the due date because of a transfer. The other terms don’t fit this situation: accommodation isn’t about loan triggers, amortization is about the schedule of payments, and assumption refers to a borrower taking over the loan with the lender’s consent, not the triggering event itself.